Rated 5 from 46 Reviews
Australian Wide Mortgages takes pride in being a trusted Finance & Mortgage Broker for those looking to buy property in Randwick, NSW 2031. Our expert team is dedicated to helping locals access loan options from banks and lenders across Australia. Our aim is to make buying a home less complex by guiding you through interest rates, credit histories, and the various aspects of the mortgage process.
Understanding how to choose the right home loan starts with knowing your borrowing capacity. Our brokers are skilled at examining your financial situation to provide a clear insight into what you can afford. The borrowing capacity is determined by factors such as loan amount, credit history, and loan to value ratio (LVR). Knowing these details can help you get pre-approved, offering peace of mind during property searches. With loan pre-approval, you can decide quickly on purchasing opportunities within the competitive Randwick property market.
When applying for a loan, our streamlined application process ensures efficiency from start to finish. Gathering essential documents like bank statements, we help in the completion of a loan application, allowing you to focus on other aspects of home buying. Our team can advise on interest rate types, whether you're interested in fixed interest rates or variable loan rates. Each option has perks and pitfalls—fixed interest rates provide stability in budgeting, whereas variable interest rates may offer interest rate discounts over the life of the loan. We provide a detailed breakdown to help you choose the right option based on your long-term financial goals.
The intricacies of home loan features can seem overwhelming. Fortunately, Australian Wide Mortgages offers expert guidance on relevant options, including offset accounts and interest rate discounts. An offset account, for instance, can lower your loan's interest payable, effectively saving you money over time. Our detailed explanations on calculating loan repayments and understanding lenders' mortgage insurance (LMI) ensure you are fully informed before committing to a loan. Additionally, we can offer insights into using home equity for future investments, opening options for those considering an investment loan.
As property prices continue to rise, figuring out associated costs like stamp duty is crucial. Local buyers in Randwick can rely on our knowledge of the local property market to ensure no expenses are overlooked. Whether you’re eager to apply for a loan or explore different loan options, Australian Wide Mortgages stands ready to provide the help you need.
Make your home-buying plans a reality with Australian Wide Mortgages, your partner for acquiring the ideal home loan in Randwick, NSW. Our expert team is here to provide you with tailored advice and facilitate a smooth loan application experience. Feel encouraged to contact us and discover the finance solution that works best for you.
Initial Consult with Australia Wide Mortgages
Have a chat with a qualified Mortgage Broker who will understand your situation and talk you through the next steps.
Home Loan Fact Find
Your Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Home Loan.
Home Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Home Loan draws-down and you're good to go!
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Rhys Electricorp
Professional, reliable and above all honest! If I could give 6 stars I most certainly would! Thanks Simon and the team :)
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Peta Xanthoudakis
Simon and his amazing team helped us recently with a complex purchase and refinance. They made what seemed to be impossible become possible, worked tirelessly to negotiate a great rate for us, then followed up regularly during the settlement period to ensure both the purchase and refinance were on track so there would be no risk of delay. Their attention to detail and level of care was second to none. We are truly grateful for all their help and highly recommend their service to everyone looking for an amazing team to help make their next purchase a stress free experience, Peta & Michael
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Peta Xanthoudakis
Simon and his amazing team helped us recently with a complex purchase and refinance. They made what seemed to be impossible become possible, worked tirelessly to negotiate a great rate for us, then followed up regularly during the settlement period to ensure both the purchase and refinance were on track so there would be no risk of delay. Their attention to detail and level of care was second to none. We are truly grateful for all their help and highly recommend their service to everyone looking for an amazing team to help make their next purchase a stress free experience, Peta & Michael
The trustee for Australia Wide Group ABN: 72 795 804 753. Authorised under Australian Credit License #491563.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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