Rated 5 from 46 Reviews
Loan structuring is essential for long-term financial success. We specialise in restructuring all types of loans, providing bespoke solutions that enhance your financial position, ease repayment pressure, and unlock capital for future growth. Whether you are managing multiple financial obligations or seeking to streamline your portfolio, our approach ensures that your loan structure aligns with your broader financial objectives.
Our expertise in refinancing extends beyond securing lower interest rates. We adopt a holistic approach to financial strategy, thoroughly analysing your entire portfolio to optimise the terms of your loans. Through strategic restructuring, we aim to provide increased flexibility, more favourable terms, and improve cash- flow empowering you to seize new opportunities as they arise.
Recognising that each client has distinct financial goals, we are dedicated to offering tailored guidance that aligns with your vision. Whether you are seeking to reduce monthly repayments, consolidate loans, or unlock additional capital for reinvestment, we collaborate closely with you to craft a solution that supports your long-term wealth-building objectives. Our goal is to ensure your financial structure is not only optimised for the present but also positioned for sustained success in the future.
Initial Refinance Consultation
A Mortgage Broker will take the time to understand your current loan situation and discuss refinancing options available from banks and lenders across Australia. We'll guide you through the next steps of the refinancing application process, ensuring you have access Home Loan options and the most competitive refinance interest rates.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for refinancing. We will also check eligibility for special lender policies that might benefit you.
Pre Approval
Once you receive pre-approval for the refinancing, you can move forward with confidence. We will outline the new loan amount, interest rates (both variable and fixed), and any potential interest rate discounts. Whether you are looking to reduce loan repayments, consolidate debts, or change your Home Loan term, we ensure you access loan options from banks and lenders nationwide.
Settlement
During the settlement process, your existing loan will be paid off, and your new loan will be drawn down. We will assist you in understanding all associated costs, including any fees or charges related to the refinancing.
RE
Rhys Electricorp
Professional, reliable and above all honest! If I could give 6 stars I most certainly would! Thanks Simon and the team :)
PX
Peta Xanthoudakis
Simon and his amazing team helped us recently with a complex purchase and refinance. They made what seemed to be impossible become possible, worked tirelessly to negotiate a great rate for us, then followed up regularly during the settlement period to ensure both the purchase and refinance were on track so there would be no risk of delay. Their attention to detail and level of care was second to none. We are truly grateful for all their help and highly recommend their service to everyone looking for an amazing team to help make their next purchase a stress free experience, Peta & Michael
PX
Peta Xanthoudakis
Simon and his amazing team helped us recently with a complex purchase and refinance. They made what seemed to be impossible become possible, worked tirelessly to negotiate a great rate for us, then followed up regularly during the settlement period to ensure both the purchase and refinance were on track so there would be no risk of delay. Their attention to detail and level of care was second to none. We are truly grateful for all their help and highly recommend their service to everyone looking for an amazing team to help make their next purchase a stress free experience, Peta & Michael
The trustee for Australia Wide Group ABN: 72 795 804 753. Authorised under Australian Credit License #491563.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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