Loan Restructuring

Restructure your Home Loan or Investment Loan and access a variety of loan options and competitive interest rates. Get help from an experienced Mortgage Broker at Australia Wide Mortgages today!

Rated 5 from 48 Reviews

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We're here to help you Restructure your Home Loan or Investment Loan

Loan structuring is essential for long-term financial success. We specialise in restructuring all types of loans, providing bespoke solutions that enhance your financial position, ease repayment pressure, and unlock capital for future growth. Whether you are managing multiple financial obligations or seeking to streamline your portfolio, our approach ensures that your loan structure aligns with your broader financial objectives.

Our expertise in refinancing extends beyond securing lower interest rates. We adopt a holistic approach to financial strategy, thoroughly analysing your entire portfolio to optimise the terms of your loans. Through strategic restructuring, we aim to provide increased flexibility, more favourable terms, and improve cash- flow empowering you to seize new opportunities as they arise.

Recognising that each client has distinct financial goals, we are dedicated to offering tailored guidance that aligns with your vision. Whether you are seeking to reduce monthly repayments, consolidate loans, or unlock additional capital for reinvestment, we collaborate closely with you to craft a solution that supports your long-term wealth-building objectives. Our goal is to ensure your financial structure is not only optimised for the present but also positioned for sustained success in the future.

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Australia Wide Mortgages

Refinancing a Loan with Australia Wide Mortgages

Initial Refinance Consultation

A Mortgage Broker will take the time to understand your current loan situation and discuss refinancing options available from banks and lenders across Australia. We'll guide you through the next steps of the refinancing application process, ensuring you have access Home Loan options and the most competitive refinance interest rates.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for refinancing. We will also check eligibility for special lender policies that might benefit you.

Pre Approval

Once you receive pre-approval for the refinancing, you can move forward with confidence. We will outline the new loan amount, interest rates (both variable and fixed), and any potential interest rate discounts. Whether you are looking to reduce loan repayments, consolidate debts, or change your Home Loan term, we ensure you access loan options from banks and lenders nationwide.

Settlement

During the settlement process, your existing loan will be paid off, and your new loan will be drawn down. We will assist you in understanding all associated costs, including any fees or charges related to the refinancing.

Reviews for Australia Wide Mortgages

NH

Nickitas Hatjinikitas

Simon and his team made it so easy and smooth for me and my partner to organise a loan. Would recommend to anyone considering on getting a loan for their next property

CS

Chris Sahin

Simon and his team are so easy to work with and kept us up to date through the entire “successful”lending process. We would highly recommend their services to anyone. Thanks Simon, DJ and team. Adam and Chris

RE

Rhys Electricorp

Professional, reliable and above all honest! If I could give 6 stars I most certainly would! Thanks Simon and the team :)

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Book a chat with a Mortgage Broker at Australia Wide Mortgages today.